Oleksandr Melnychenko, Ganna Vlasova


This article covers the main concepts, common features and differences between electronic grizzly and cybercriminals. The author, based on his own research, gives examples and characteristics of these concepts. The scientific approach describes the important aspects of the functioning of these modern means of payment, which are becoming increasingly popular in the world. However, each of them has both advantages and disadvantages, and in a sense, their use is associated with a number of risks that should be taken into account when deciding on their use. In order to take into account the risks, it is first of all to understand the essence of the payment instrument and the mechanism of its operation. It is for this purpose that this article is prepared: to help readers, irrespective of the level of financial training, to understand the important aspects of the circulation of cryptography and electronic money.


e-money; cryptocurrency; digital technology; money circulation


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ISSN (Print) : 2449-7320

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